Basis tariff private health insurance PKV comparison

Basis tariff advertisement

Krankenversicherung

31.10.2006

PKV Krankenversicherung im Versicherungsvergleich Private Krankenversicherung

PKV

01.11.2006

Vergleich der privaten Krankenversicherung PKV

Versicherungsvergleich

02.11.2006

Versicherungsvergleiche PKV und der Rentenversicherung Krankenversicherung

Vergleich PKV

03.11.2006

Vergleich der PKV Vergleich PKV

Information to the Basitarif - private health insurance

Basis tariff

Private health insurance

Private health insurance companies must open - a process is introduced. The private health insurers must reorient one's opinion. A change from the legal health insurance company to the private health insurance company must and will be facilitated. The price is however very high, because the rights and possibilities of the private patients are to be restricted.

So far the insurance companies had strict risk regulations with the selection of your customers/insured. Seniors had often no chance to be taken up, groups of risks with hereditary preloading, smoker and extreme sportsman had no chance into the elitären club to often step or only with appropriate Zuschläge. Dread Disease security is to date possible with the private ones only by very high fees. Now everything is to become differently, a change is now relatively problem-free and unbureaucratically of to go. A change between the insurance companies is to go now smoothly over the stage. With such change abgesparten age resetting or saving pads can be transferred and remained thus to receive.

Who can changes

Contribution assessment limit

Basistarif Krankenversicherung Who can change into the basis tariff? Monthly earnings of more than 3937.50 euro conditions 10/2006 are still necessary, the moreover must and may not the Versicherte not older like 55 years old be. Starting from 2006 no Zuschläge (risk impacts) may be raised, the moreover one is the entry also without health examination possible over into the benefit of the private basic safety device to be arrived. This basic wage rate is to be offered from all insurance companies to same conditions, without if and however.

The model goes to many experts however not far enough. This concept offers somewhat more than 9 million voluntarily insured an interesting alternative to the Tristen to legal health insurance model, which be based on the pure solidarity model and thus the strong ones substitute the weak insured ones, but who earns less than 3862 euro monthly, however still bound here our computer remains service for a better data processing of health insurance contents to the legal health system.

Bill - Federal Government

PKV in the change - comparison of the health insurance

In addition the bill of the Federal Government plans that the private insurance companies can be limited in the future to the reimbursement of costs of the most economical treatment. Do not stand for the patient with the new tariff much then better there than the solidary-legally insured ones. The basis which treatment to use is gives thus the well-known specialized companies/- organs.

Are we thus on the way to a basis security on rates? The legal health insurance companies will come thereby probably larger patient movements in the form of insurance change further under pressure and floated to large fusions. /Can this insured the customer be only quite, because competition animates as can be prove the business. The question is whether the financing of the social systems is noticeably relieved thereby.

Do we hope it… however… are the basis tariff of the private health insurance a new chance in the comparison to the legal health insurance? Which group of patients/group of insuring is really addressed with this insuring tariff?